Your smart phone or browser may be wrapping chains around your future self, that are invisible to you now.
Understand this, and you have taken the biggest step to financial freedom. The younger you are when you do, the more power you will have to achieve your dreams.
Who is the person you owe everything to? Do you thank them enough while you still can?
How about focusing on just one new habit instead of multiple New Year's resolutions? That way you're more likely to succeed. And this one doesn't involve pain or sacrifice, but can truly change your life.
Our society is obsessed by financial measures, encouraged by government and business. To make positive change, let's flip it around and measure them on what's important to us, 'the people'.
There's a much more effective (and fun) way of spreading the festive warmth, and it's so obvious most of us don't do it.
Realising your core intent - the one thing you really want to excel in - brings clarity and motivation to everything you do.
It is increasingly important to have your own site instead of using social networks - so you are in control of your content, contacts and brand.
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